Bank Name
|
Floating Interest rate
|
Per lac EMI
|
Processing Fee |
Prepayment Charges |
% Change in last 6 mths |
SBI - State Bank Of India
|
10.10% (For Women), 10.15% (For Others) |
Rs.972 (For Women), Rs.975 (For Others) |
Up to 25 lacs : 0.25% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
|
Nil |
1.45% |
|
|
ICICI Bank
|
10.10% (For Female),10.15% (For Others) |
Rs.972 (For Female), Rs.975 (For Others) |
0.50% of loan amount upto 1 crore |
N.A |
1.44% |
|
|
HDFC Ltd
|
10.25% |
Rs.982 |
0.5% or maximum 10,000+service tax (12.36%) |
No prepayment charges shall be payable for partial or full prepayments irrespective of the source |
2.38% |
|
|
HSBC Bank
|
10.75% - 11% |
Rs.1015 - Rs.1032 |
1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable |
Nil |
N.A |
LIC Housing
|
10.10% (Fixed for 2 yrs) |
Rs.972 (Fixed for 2 yrs) |
Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax) |
Nil |
No Change |
AXIS Bank
|
10.25% |
Rs.982 |
Upto 1% of the loan amount subject to minimum of Rs.10,000/- |
Nil |
2.38% |
|
|
IDBI
|
10.25% |
Rs.982 |
0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax |
If Balance Transfer then 2% Otherwise Nil |
No Change |
PNB Housing Finance
|
10.50% - 11.25% |
Rs.998 - Rs.1049 |
0.5% |
NIL |
No Change |
ING Vysya
|
10.75% - 11.25% |
Rs.1015 -Rs.1049 |
0.5% of the loan amount
|
NIL |
N.A |
Standard Chartered
|
10% (Upto 25Lacs), then 10.25% - 10.50% |
Rs.965 (Upto 25Lacs), then Rs.982 - Rs.998 |
Rs.5500/- + Service tax |
NIL |
0.10% (Upto 25Lacs), then 0.98% - 2.43% | |
|
Citibank
|
Scheme I: 10.25%*(without Home Credit facility) Scheme II: 10.50%*(with Home Credit facility) |
Scheme I: Rs.982 (without Home Credit facility) Scheme II: Rs.998 (with Home Credit facility) |
0.25% (For Salaried) 0.5% (For Self Employed) |
NIL |
No Change |
Deutsche Bank
|
10.50% |
Rs.998 |
12000 + Service Tax |
Nil |
N.A |
DHFL
|
10.50% (for salaried), 10.75% (For SEMP) |
Rs.998 (For salaried), Rs.1015 (For SEMP) |
1% for Salaried & 1.5% for SENP |
NIL |
No Change |
India Bulls
|
10.25% (Upto 25Lacs), then 11% |
Rs.981 (Upto 25Lacs), then Rs.1032 |
Rs.7500 + 12.36%(Upto 30Lacs) , else 0.5% of the loan amount |
NIL |
1.44% (Upto 25Lacs), the No change |
|
|
Federal Bank
|
10.83% |
Rs.1021 |
0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST |
N.A |
2.65% | |
|
Bank of Maharastra
|
10.70% (Upto 25 lacs), then 10.90% |
Rs.1012 (Upto 25 lacs), then Rs.1025 |
Up to 25 Lacs : NIL
Above 25 Lacs : 0.25% of the Loan Amount: Subject to a Maxium Rs. 25,000/- |
Nil |
5.96% | |
|
Allahabad Bank
|
10.25% |
Rs.982 |
upto 30 lacs: 0.60% of the loan amount subject to max. Rs.12000
30 lacs - 75 lac: 0.45% of the loan amount subject to max. Rs.24000
above 75 lacs - 300 lacs: 0.35% of the loan amount subject to max. Rs.60000
above 300 lacs: 0.25% of the loan amount subject to max. Rs.70000 |
NIL |
N.A |
Central Bank of India
|
10.25% |
Rs.982 |
0.50% of the loan amount subject to maximum of Rs.20,000/- |
Nil |
2.38% |
|
|
Corporation Bank
|
10.25% |
Rs.982 |
0.50% of Loan amount (Max.Rs.50,000/-) |
NIL |
2.38% |
|
|
Bank of India
|
10.20% |
Rs.978 |
@0.25% of loan amount Min.Rs.1, 000 and Max. Rs.20,000/- |
Nil |
0.48% |
|
|
Union Bank of India
|
10.25% |
Rs.982 |
N.A |
NIL |
2.5% | |
|
United Bank of India
|
10.50% (Upto 25Lacs), Then 10.55% |
Rs.998 (Upto 25Lacs), Then Rs.1002 |
0.50% of the loan amount
|
N.A |
2.43% (Upto 25Lacs), Then 2.92% | |
|
UCO Bank
|
10.20% |
Rs.978 |
0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- |
NIL |
N.A |
Bank of Baroda
|
10.25% |
Rs.982 |
Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-)
Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-) |
N.A. |
N.A |
Canara Bank
|
10.20% |
Rs.978 |
|
|
2.51% | |
|
Oriental Bank of Commerce
|
10.25% |
Rs.982 |
0.50% of the loan amount, subject to maximum of Rs. 20000/- + service tax |
Nil |
No Change |
Kotak Bank
|
10.25% |
Rs.982 |
0.25% - 0.5% |
2% on Balance transfer else NIL |
4.65% |
|
|
Dena Bank
|
10.25% |
Rs.982 |
0.50% of sanctioned limit |
Nil |
0.48% |
|
|
Punjab National Bank
|
10.25% |
Rs.982 |
|
|
N.A |
First Blue Home Finance
|
10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) |
Rs.982 (for Salaried / SEP), Rs.1015 (For Self Employed) |
Salaried: Up to 30 lacs :7300
30 - 75 lacs : 11800
75 lacs & above : 15,000 + service tax(12.36%) |
Nil |
N.A |
Vijaya Bank
|
10.30% |
Rs.985 |
0.25% of loan amount. Maximum Rs.10000. Exclusive of Service Tax |
N.A |
N.A |
Syndicate Bank
|
10.25% |
Rs.982 |
upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000)
26 lacs to 75 lacs - 0.55% (Max.Rs.500/-)
above Rs.75 lacs - 0.55% (Max Rs.10000/-) |
N.A |
2.38% |
|
|
Indian Overseas Bank
|
10.25% |
Rs.982 |
A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. |
N.A |
N.A |
Development Credit Bank
|
11.50% |
Rs.1066 |
1% |
Nil |
N.A |
State Bank of Travancore
|
10.25%-10.50% |
Rs.982 - Rs.998 |
Processing fees stands reduced by50% of normal charges during the campaign period
|
NIL |
N.A |
Tata capital Housing Finance ltd
|
10.50% - 11% (Salaried), 10.95% - 11.45% (SEP/SENP) |
Rs.1066 - Rs.1032 (Salaried), Rs.1028 - Rs.1062 (SEP/SENP) |
0.5 to 1% off the loan amount. |
N.A |
N.A |
Dhanalakshmi Bank
|
11.50% - 11.75% |
Rs.1066 - Rs.1084 |
1% + service tax
|
N.A |
|
Indian Bank
|
10.25% |
Rs.982 |
0.25% of loan amount with a maximum of Rs.20,000 |
Nil |
0.49% | |
|